Main office, est. 1962
Whitesville, KY 42378
Whitesville Branch
10589 Franklin StreetWhitesville, KY 42378
- Contact
- (270) 233-4447
Fax (270) 233-4880
Mon – Thu9 a.m. – 4 p.m.
Friday9 a.m. – 5 p.m.
Sat – SunClosed
Member-owned since 1962
People helping people, right here at home.
Whitesville Community Credit Union provides financial products and services with a friendly smile. We’re not-for-profit and member-owned, serving seven Kentucky counties from Whitesville and Owensboro.
Federally insured by NCUA Equal Housing Opportunity Whitesville & Owensboro
Share savings0.50% APY*
Since1962
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Cardholder nameDebit · Cashback
Auto loans as low as3.99% APR
Current rates
Rates that put members first.
As a not-for-profit cooperative, earnings go back to members as better rates and lower fees, not to outside shareholders.
Loan rates updated & effective as of 2/18/2026. Subject to change without notice.
*Savings rates updated & effective as of 7/1/2025. Subject to change without notice.
What we offer
Everything you need from a bank. None of the runaround.
Loans for real life
Auto, personal, credit cards, real estate and farm equipment, with pre-approval so you can shop with confidence.
Explore loansChecking & savings
Community checking with no service charge and no minimum balance. Share savings, Christmas Club, youth and business accounts.
See accountsBank from anywhere
Online banking, mobile app, e-statements, bill pay and alerts.
E-ServicesJoin us
Live, work or worship in one of seven counties? You can be a member.
How to joinBuying a home?
Great financing for the place you’ll call home.
Your neighborhood credit union offers a variety of home loan options, from land-only purchases to single and double wide homes. And through our partnership with Servion, members get even more choices.
Home loan options
- ✓Conventional
- ✓FHA
- ✓VA
- ✓USDA
- ✓30-Year Mortgages
- ✓Escrow Available
In partnership with Servion — first-time home buyer programs, FHA, VA and 30-year fixed mortgages. See a Senior Loan Officer for details.
Mobile app
Your credit union, in your pocket.
Access your account information and more on the Whitesville Community CU mobile app, available on the App Store and Google Play. 24/7, wherever you are.
- View account balances and transaction history
- Perform transfers between accounts
- Online Bill Pay
- View your Electronic E-Statements
- Stay connected with our E-Message Center
- Manage and set up account alerts
Our story
Not-for-profit. Member-owned. Kentucky through and through.
In April 1962, fourteen charter members created the St. Mary’s Credit Union to give their neighbors a safe place to grow savings and a low-cost source for loans. In 1968 we became Whitesville Community Credit Union, and today anyone who lives, works or worships in Daviess, Hancock, Henderson, Ohio, Webster, McLean or Union County can join.
1962Founded by 14 charter members
2Branches in Whitesville & Owensboro
7Kentucky counties in our field of membership
100%Member-owned, not-for-profit
Visit us
Two branches. One friendly smile.
Formerly Modern Employees FCU
Owensboro, KY 42303
Owensboro Branch
1727 Moseley StreetOwensboro, KY 42303
- Contact
- (270) 685-1025
Fax (270) 685-1380
Mon – Fri8:30 a.m. – 5 p.m.
Sat – SunClosed
Ready to become a member?
Open your Share Savings account with as little as $5.00 and you’re a member-owner. Stop by either branch and we’ll take care of the rest.